Many of you have been there. Many of you have faced grant scams. Many Americans have received a call saying that because they pay their taxes on time and are responsible for those financial duties, the government or some other officially sounding name of an agency or a department has decided to award that family with some sum of money. All the people have to do is give their bank account number and then just wait for the money. It really does sound too good to be true, and it is. Grant scams are everywhere around us and sometimes they are really hard to recognize. Some can even ask you to pay some meaningless sum of money in order to receive the “free” grant.
It can also be an add that will try to convince you that there are “free” grants that will help you pay home bills, home expenses, pay for your education or anything else that can come up to the grant scammers. So, it not just the government agency phone call that you should be worried about. Whatever it is the case, the sentences will be the same, grant scammers will reassure you that your application for a government grant will be successful and you will get a grant undoubtedly. And, you won’t have to pay back the money.
The FTC, Federal Trade Commission, warns that examples of “free” money are just a simple lie and manipulation. The FTC is to be believed because it’s the nation’s primary consumer agency for protection. This agency claims that no matter if you see an ad or you receive a phone call, the chances of it being a scam are pretty big.
There are some scammers who put ads in the magazines and write some number you should call which is toll-free. The ad claims that you will get all the information and get a grant. But, we got to admit that the ones calling at your homes are the boldest. They will lie about everything in order to make you certain that you will undoubtedly receive a grant. They will tell you official names like “federal administration” or “grants administration”. They will go so far that they will pretend like they need to ask you some specific questions in order to check if you are truly eligible for the money. But, attorneys of the FTC claim that these calls are pretty much always grant scams which are planned very well.
Usually, the plan and the agenda of the grant scammers is the same or at least similar. First, they will sound friendly and congratulate you on your winning, then they will tell you lies about how they need your bank account number in order to proceed with the transfer of the money and deposit it to your account, and, somewhere along the way, mention that there is a one processing fee that you will need to pay. They will sound so reassuring that they will claim that if by any case you are unsatisfied with something, you will get a refund of the “small processing fee” you have already paid. But, the real truth is that you’ll never see the grant, the money you have paid or the face of the person that called you. They will simply disappear.
The FTC gives some simple rules which you should follow and in that way, be sure that you won’t be just another victim of a grant scam.
First thing you need to always remember is to never give your bank account number and other information about it to people you don’t know. Grant scammers will ask for your bank account number so that they can steal your money from it. That information is confidential and you should keep it only for yourself. You should share it only if you know the reasons and are familiar with the people who are asking it from you.
Next thing everyone should know is that government grants are free and you shouldn’t be paying for them. So, if someone asks you to pay for a grant, be sure that it’s a grant scam. A government agency which works with grants will never ask from you to pay some processing fees to get a grant. These agencies can be found on the Internet or at any public library close to you. The only web site which can be trusted and which is official for grants is grants.gov.
When someone calls you, and claims that he is working in some agency or department connected with the government and having an official name, doesn’t mean that this is true. You can check that really fast and see if that department or that agency really exists.
You shouldn’t be trusting phone numbers either. Many scammers use new technologies and hack computers in order to make it look like they’re calling from Washington, DC. They can be calling from any other part of the world.
If you haven’t known this, there is a National Do Not Call Registry where you can put your number in order to reduce these types of telemarketing calls. You can go on donotcall.gov and do all this. Or, you can call 1-888-382-1222 and register your number.
If you suspect that you have been a victim of a grant scam, you should file a complaint with the FTC.