Many people have experienced scams. Those will know better the next time and will recognize a scam the first time they see it. But, what about the ones that believe everything they see on the Internet and thus expose themselves to the risk of being a victim of a good planned scam. Everyone should be aware that scams are present around us, they’re not just something that someone invented for a fun.
Have you ever read a mail saying that because you are such a loyal citizen of the US and you pay your taxes right on time, the Government has decided to give you some amount of money as a grant which you won’t need to return them back. The only thing you’ll have to do is give your account information and wait for the money. Sounds too good to be true, doesn’t it? Well, it is. This is not a real thing at all. And this is not the only example of a scam. You can see a lot of ads saying that you are qualified to get a grant and pay for your school or home expenses, to help your business run smoothly and many other things. The ad will assure you that you must apply and that your application won’t be rejected. Other times, the scam can be disguised in a simple phone call. You can get a phone call from someone saying that they’re calling from a government agency and they will sound pretty official. Again, they’ll claim that you’re chosen to get a grant.
The Federal Trade Commission (FTC) claims that any type of grant offered to you so easily is a scam, no matter if you read it in the newspapers, on the Internet or someone called you.
People get lied easily because many of the ads in the newspapers have a so-called toll-free number and they invite you to call and see how to get the money. Or, if someone calls you, they say some official name connected with the Government and also lie from where to they call. They will pretend that are asking you some question “to see if you are eligible” and then seek your bank account information.
People who do this kind of stuff usually follow some scheme and do the same thing always, they will first congratulate the victim for the received grant and then ask for your account information in order to deposit the money or they will ask you to pay them a small amount of fee, which they will assure it will be just once and it can be refunded if you’re not satisfied with something. Nothing of this is true. You’ll never see the people or your money.
The Federal Trade Commission suggests some advice which you can follow so that you won’t be another victim in this grant scamming process.
Never give your bank account information to anyone. If you don’t know the individual or the company asking you this information and also don’t know the purpose, then keep this information private.
Never pay money in order to get a grant. No real Government agency will ask you to pay money or some fee in order to get the grant. If someone asks you to do this, then be sure that it is a scam.
Every time someone calls you and presents himself like a member of some federal agency, take the time to look on the Internet and see if that agency really exists.
Scammers can use new technologies so that your caller ID will show you that they are calling from Washington, DC, but actually they in some other part of the world.